Online Banking

Choose the credit Choose the credit card that makes sense for you card that makes sense for you

Welcome to Nova Horizon Capital, a secure and user-friendly online banking platform, designed to provide convenient access to your financial accounts.

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4.9

50,000+ Client reviews

  • Business Business
  • Travel Travel
  • Cash Back Cash Back
  • Customized Customized
Choose the credit card that makes sense for you

Choose whats right for you

Credit Cards

Credit cards offer convenience, build credit history, and provide fraud protection. They can also help manage finances with features like rewards programs.

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Banking

Discover the power of banking at our institution. Secure your financial future with our comprehensive services and expert guidance.

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Mortgage

Unlock your dream home with our tailored mortgage solutions. Explore competitive rates, flexible terms, and personalized guidance for a seamless financing experience.

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Personal loan

Get the personal loan you need with our flexible options. Competitive rates and tailored repayment plans to fit your budget. Apply today and receive the best rate.

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Who we are

Welcome to Nova Horizon Capital, a secure and user-friendly online banking platform, designed to provide convenient access to your financial accounts, including Credit Cards, Banking, Mortgage, and Personal loans. Manage your finances with ease and enjoy a seamless banking experience from the comfort of your home or on the go.

Who we are
William Cockburn
Chief Operating Officer
Call our consultant (213) 632-9775

Start banking with ease

Start by researching and comparing different credit card options available to find the one that suits your needs.

Invite friends

Invite friends

Invite your friends to explore the incredible features and vibrant community of our platform and open the door to new experiences and enriching encounters.

Automate bills

Automate bills

In the realm of financial empowerment, grant yourself the gift of seamless bill management with our automated billing system.

Send money to Friends

Send money to Friends

Facilitate the seamless transfer of funds to your cherished companions with our user-friendly money transfer feature. With just a few clicks, you can securely send financial support to friends and family.

Card management

Card management

Take control of your financial journey with our intuitive card management system. Seamlessly navigate through your cards' settings, effortlessly customizing your preferences to suit your unique needs.

Get your credit card in just 3 simple steps.

Getting a credit card typically involves a straightforward process that can be summarized in three simple steps:

01

Research and compare

Start by researching and comparing different credit card options available to find the one that suits your needs.
02

Submit an application

Once you have identified the credit card that aligns with your preferences, you can proceed to the application process.
03

Approval and activation

After submitting your application, the credit card issuer will review your application and assess your creditworthiness.
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No overdraft Fees

How to choose the right bank

Choosing the right bank account is an important decision that can impact your financial management and banking experience.

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Flexible terms

When selecting the right bank for your financial needs, prioritize institutions that offer flexible terms, granting you the freedom to tailor your banking experience to suit your unique lifestyle.

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Get 24/7 identity protection

Our identity protection plan includes insurance coverage that reimburses you for expenses related to identity theft, such as legal fees, lost wages, and other costs associated with restoring your identity.

2023 World's best Award winning bank

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Retail banking innovation Awards

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World finance banking Awards

How credit card balance transfers are processed

Credit card balance transfer allows you to move an existing balance from one credit card to another, typically with the aim of taking advantage of lower interest rates or promotional offers.

  • Find a suitable credit card
  • Apply for the new credit card
  • Request the balance transfer
  • Verification and processing
  • Pay attention to timing
  • Confirmation and monitoring
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What our customers say About us

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Tresa Petway
Happy Client

"I've been a customer of NHC for over a year now, and I couldn't be happier with their services. From checking and savings accounts to identity protection, they offer everything I need to manage my finances effectively. Their customer service is always friendly and efficient."

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Leslie Cruny
Best Review

"When I had my identity stolen, NHC stepped in and helped me through every step of the recovery process. But beyond that, their mortgage services made buying my first home a breeze. I can't recommend them enough for their all-around support."

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William Kimbrough
Happy Client

"The credit report monitoring feature included in their identity protection service is excellent. Beyond that, their auto loan rates were the best I found, and the application process was quick and straightforward. This is truly a one-stop-shop for all your financial needs."

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Tresa Petway
Happy Client

"I never realized how much I could benefit from a comprehensive banking service until I joined NHC. Their investment advice has been spot on, and I feel much more secure with their identity protection service watching over my personal information."

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100k+

Happy Customer

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25+

Years in banking

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130+

Branches

Do all your banking safely and conveniently through our mobile app

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Latest IRA banking news

Latest IRA banking news

For clients aged 70½ and older, QCDs remain a beneficial strategy, especially with the increased annual limit to $105,000 for 2024. These distributions can help reduce IRA balances and future RMDs at zero tax cost, which is particularly advantageous in the current low-tax environment​