Who we are
At Nova Horizon Capital, we pride ourselves on offering a secure and user-friendly online banking platform. Our goal is to provide you with convenient access to a wide range of financial services, including credit cards, banking, mortgages, and personal loans. With Beja, you can manage your finances effortlessly, enjoying a seamless banking experience whether you're at home or on the go.
William Cockburn
Chief Operating OfficerOur mission
Our mission at Nova Horizon Capital is to provide a secure and seamless online banking experience for our customers.
We strive to offer user-friendly financial services, including credit cards, banking, mortgages, and personal loans, accessible from anywhere, anytime. By prioritizing convenience, security, and customer satisfaction, we aim to empower individuals to manage their finances with confidence and ease.
Our vision
Our vision at Nova Horizon Capital is to revolutionize the digital banking experience by providing innovative and personalized financial solutions.
We envision a future where banking is seamless, secure, and accessible to everyone, empowering individuals to achieve their financial goals with confidence. Through cutting-edge technology and a customer-centric approach, we aspire to become the preferred choice for individuals seeking a modern and convenient banking experience.
Easy online banking
Pre-approval
Start by getting pre-approved for a mortgage, which involves providing the necessary financial information to a lender
Mortgage application
Once you find a suitable lender, you'll complete a mortgage application and provide documents such as proof of income
Mortgage underwriting
The lender will review your application, verify the provided information, and assess your creditworthiness and the property's value.
Mortgage offer and acceptance
If approved, the lender will provide a mortgage offer outlining the terms, interest rate, loan amount, and any conditions.
Start your journey
What our customers say About us
Tresa Petway
Happy Client"I've been a customer of NHC for over a year now, and I couldn't be happier with their services. From checking and savings accounts to identity protection, they offer everything I need to manage my finances effectively. Their customer service is always friendly and efficient."
Leslie Cruny
Best Review"When I had my identity stolen, NHC stepped in and helped me through every step of the recovery process. But beyond that, their mortgage services made buying my first home a breeze. I can't recommend them enough for their all-around support."
William Kimbrough
Happy Client"The credit report monitoring feature included in their identity protection service is excellent. Beyond that, their auto loan rates were the best I found, and the application process was quick and straightforward. This is truly a one-stop-shop for all your financial needs."
Tresa Petway
Happy Client"I never realized how much I could benefit from a comprehensive banking service until I joined NHC. Their investment advice has been spot on, and I feel much more secure with their identity protection service watching over my personal information."
100k+
Happy Customer
25+
Years in banking
130+
Branches
Do all your banking safely and conveniently through our mobile app
Latest IRA banking news
For clients aged 70½ and older, QCDs remain a beneficial strategy, especially with the increased annual limit to $105,000 for 2024. These distributions can help reduce IRA balances and future RMDs at zero tax cost, which is particularly advantageous in the current low-tax environment
