Smart advice for your small business banking
Small business banking refers to financial services and products specifically designed for small businesses. It caters to the unique banking needs of entrepreneurs, startups, and small-scale enterprises. Small business banking offers a range of services and support to help businesses manage their finances, access credit, and streamline their banking operations.
Open An AccountBanking service evolved
Accessible 24/7, online banking allows businesses to manage their accounts, view transactions, transfer funds, pay bills, and more from anywhere with an internet connection.
Get StartedFunding for your business
Acore feature of small business banking, providing diverse and personalized support to help businesses access the capital they need for growth and success.
Get StartedBusiness card rewards
Business card rewards are incentives offered by credit card issuers to businesses for using their credit cards for purchases.
Get StartedPayments taken ease
We have various tools like online payment gateways, mobile payment solutions, invoicing tools, and electronic fund transfers.
Get Started
How to open a small business account
To open a small business account, you can follow these general steps
Gather required documentation
Collect necessary documents such as your business registration or articles of incorporation, Employer Identification Number (EIN), personal identification (such as driver's license or passport), and any additional documents required by the bank.
Visit the bank or apply online
Visit your chosen bank branch or apply online through their website. If applying online, fill out the application form with accurate information about your business and personal details.
Receive account details and access
Once your application is approved, you will receive your small business account details, including account number, online banking access, and any other relevant information. You can then start using your business account for transactions, deposits, and other financial activities.
Small business checking accounts
Basic Business Checking
Basic Business Checking is designed to provide essential banking services for businesses, offering features like a dedicated account for business transactions, check writing capabilities, and easy access to online banking for account management.
A dedicated account for business transactions helps separate personal and business finances. Ability to write checks for payments and transactions. Convenient access to online banking for easy account management, bill payments, and transaction tracking. Access to a business debit card for purchases and ATM withdrawals. Typically, Basic Business Checking accounts have lower fees compared to other business account options.
Open An AccountBusiness Interest Checking
Business Interest Checking is designed to offer businesses the benefits of earning interest on their checking account balances while providing essential banking services for day-to-day operations.
Earn interest on the funds held in your checking account, helping your business's money work for you. Access to essential banking services such as check writing, online banking, and debit card usage. Maintain liquidity with the ability to access funds when needed for business expenses. Typically, Business Interest Checking accounts may have competitive fees compared to other interest-bearing account options.
Open An AccountSome simple steps to open an online savings account
Business credit and financing Explore different banks that offer online savings accounts. Consider factors such as interest rates, fees, customer reviews, account features, and the banks reputation.
Mobile banking Once you have chosen a bank, visit their official website. Look for section or page dedicated to opening a new account. Most banks prominently display a "Open an Account" or "Apply Now" button on their.
Online Banking Fill out the online application form with your personal information. This may include your full name, address, date of birth, Social Security number or tax identification number, employment information
Cash management solutions After submitting your application, you will typically receive a confirmation that your application has been received. The bank will then review and process your application.
Experience helps your small business grow
Check your customers credit
Checking your customers' credit is an essential step in assessing their financial reliability and managing potential risks when offering credit or financial services.
Debt collection for small business
Small business accounts often include tools and capabilities for debt collection, empowering users to manage outstanding payments efficiently and effectively.
manage your business credit
Regularly check your business credit reports from credit bureaus to stay informed about your credit standing and address any errors or discrepancies.
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